WorkArafion
Delivered·Dashboards & intelligence ·SaaS & software·east-africa

Confidential engagement

Microfinance risk intelligence platform for MFIs and community banks in emerging markets, assessing borrower creditworthiness using alternative data (mobile money, utility payments, local references), predicting default risk, and optimizing loan portfolio.

Next.jsTypeScriptSupabase with mobile money API integrationsPython/ML for credit scoring modelsGraph analysis for borrower network detectionOffline-first mobile app for loan officer surveys

Confidential engagement

Confidential engagement · east-africa

What we built

01Alternative credit scoring (mobile money, utility, purchase history)
02Default risk prediction using limited credit history
03Borrower network analysis (fraud ring detection)
04Loan portfolio risk monitoring and stress testing
05Repayment behavior analytics by demographic cohort
06Collection strategy optimization
07Fraud detection for loan applications
08Portfolio yield and loss modeling

Technical stack

Next.jsTypeScriptSupabase with mobile money API integrationsPython/ML for credit scoring modelsGraph analysis for borrower network detectionOffline-first mobile app for loan officer surveysSMS-based data collection in low-connectivity areasTime-series risk monitoring

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